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Existing illnesses are those suffered by the insured when contracting new medical insurance. The IRDAI defines pre-existing illness as a) any condition, illness, injury, or ailment diagnosed by a physician in the 48 months prior to the effective date of the policy issued by the insurer or its reimbursement; or b) for those within A …
Remember, as a kid, you couldn’t wait to grow up, go to college, pursue a career, and live your dream. But reality has burst your bubble! Now all you’re left with is managing your bills, finances, and work-life balance, and you often wonder how your parents did all of this. Well, let’s face it, being …
Opening a restaurant is as exciting as it is exhilarating. Don’t forget to get restaurant insurance as you plan the interior, hiring, and marketing of your restaurant. A catering business needs an insurance policy, especially since the hotel industry deals with suppliers and customers on a daily basis. Restaurant insurance covers a wide range of …
Cashless application process: To benefit from the cashless claim option, the insured person must be treated in a staffed hospital. By providing the health insurance details and presenting the electronic card or other physical proof of the health insurance purchased on behalf of the insured, the insured can benefit from hospitalization and cashless treatment. if …
Some travelers do not prefer to purchase travel insurance. The main reason not to buy is to make sure nothing bad is going to happen to him or his family. When talking about reality, you cannot be sure what can happen during the trip. You simply cannot afford the cost of emergency medical treatment, lost …
If you are looking to buy a new car, be sure to read about the various auto insurance policies on the market. But if the dealer makes it easy to buy a policy by bundling the insurance with the sale of the car, you would be really tempted to buy it yourself at the dealer. …
In today’s economic climate that encourages consumers to “reduce, reuse, and recycle,” it is increasingly common for people to buy used or used vehicles. In India, the demand for used cars has grown exponentially. However, vehicle ownership does not end with choosing the ideal make, the preferred model, and a buyer that fits your price. …
If you are young and healthy, you probably don’t need health insurance. However, you must be pragmatic not to report a disease. A medical emergency can strike at any time, and what if you are not financially prepared for it? Still, health insurance is the most overlooked type of insurance. But in recent years the …