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It is common for women to assume that their income is secondary or meant to be spent/used on expenses/EMI. But what they forget is that this will not leave them with much money or assets in their name. This is not an ideal situation. With limited resources, women must focus on a few key financial …
As the country recovers from the pandemic, the retail sector has resumed its growth trajectory and is projected to grow 10% annually and reach about $2 trillion by 2032, according to a report. According to a BCG-RAI report titled “Running Towards the Next Wave of Retail in India”, some segments of the industry, such as …
Heatwaves sweep across India and March 2022 is the hottest March since 1901. High temperatures continued into April, adding to concerns from utilities trying to respond to the rising demand for electricity. India saw a peak demand of 200 gigawatts (GW) in March and April, up 8% from a year earlier. On April 12, peak …
India has been independent for about 75 years, but are Indians still financially independent? Well, different people interpret financial freedom differently. For some, that may mean the freedom to buy what they want, when they want. For others, it may mean not having to worry about paying sudden bills and expenses. Some may see it …
The union government wage subsidy program created almost 33 lakhs of new jobs in the formal sector last year, including almost 11.5 lakhs of workers in the July-September quarter of the current fiscal year (FY22). Of the nearly 33 lakh recipients, at least 28.8 lakh are new employees, the remaining 4.18 lakh are workers who …
If inflation is forecast to be around 5.3% for the rest of the year, investors cannot ignore real rates: the nominal rate minus inflation. In the case of a one-year time deposit with a deposit of around 5%, the real interest rate is negative. After-tax performance looks worse. While long-term bond rates may be a …
When you get a loan, you must repay it to the lender within a certain period of time. The repayment includes both principal and interest from a predefined number of monthly payments. Simply put, repaying the loan through a series of scheduled payments, commonly known as EMI, that includes both the principal amount outstanding and …
Buying a house is a dream for several and requires tons of monetary planning. ICICI Bank home loans make it easier for those that wish to understand this dream. At ICICI Bank Home Loans, we provide the answer and knowledge on home loans to shop for / build a replacement house or to renovate an …