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Diwali is here and your joy in the celebrations would be great. Traditional Diwali celebrations have many disguises: the joy of giving and offering sweets, clothing, electronics, jewelry, etc. However, these gifts also come with costs and added stress on your finances. There is no alternative to Diwali gifts and shopping, but you can still …
A certain sum of amount which the borrower deposits initially, to either the bank or a non-banking finance company from whom they are trying to obtain a home loan is called as the Margin money. Lenders treat the contribution of The margin money for a home loan from a borrower is accepted as a sign …
Conflict only adds tensions and anxiety. It is always better to find ways to discuss and an alternative that benefits all. Negotiation is a conversation between two people looking for a solution for both the parties. Negotiating or compromising is never about losing or winning or getting the upper hand over the other. It is …
In our day to day life we come across with different emergencies for which fund is required. For funding such emergencies we opt for loans. These loans can be secured or unsecured loans. But what if number of loans increase day by day..? These loans can be related to medical, credit cards, personal loans etc. …
In Financial Industry, a loan is about lending money from one entity to another entity. A loan is a debt provided by an organization or an individual at an interest rate. This is evidenced by agreed terms and conditions that specify the borrowed amount, interest rate and the repayment date. These days all the Banks/ …
An interest is the amount due over the period for the amount lent, borrowed or deposited. An interest amount depends on the principal amount, rate, compounding frequency and the time for which the amount is being lent, deposited or borrowed. An extra amount that a lender charges over the principal amount is normally expressed as …
A long time dream – an owned house. This dream can easily be fulfilled with the help of a Home Loan. A loan can be applied for various reasons depending on the personal needs of an individual. An applied loan amount may not be sufficient to buy the dream house. The loan amount completely depends …
Unapproved or Unauthorized development is a warning sign of unsystematic, unplanned growth in urban areas. They are growing like mushrooms day by day. Without the authorization of the authorities, number of residential and industrial colonies are coming up. These colonies are a big vote bank for many so able to get the basic civic amenities …