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If you are like me, in the last week you will have received at least 20-30 notifications to invest or buy gold through different methods. The festive season of Diwali and Dhanteras seems to be a gold-selling season. The fact is, whether it’s digital gold through UPI apps or gold coins, or even gold jewelry …
Many people have this habit of keeping track of their expenses. While not an uncommon habit, it has transformed avatars in recent years. People used to keep track of their spending on paper. But now there are hundreds of free apps that will do it automatically. Just search “Expense Tracker” in your phone’s app store …
The cost of education at foreign institutions, already much higher than its Indian counterparts, has risen sharply in recent decades. While most major banks and some non-bank financial firms offer study abroad loans, large loan amounts and tighter work visa restrictions increase the risk of remaining in debt. This makes it even more important to …
In order to obtain a mortgage loan, the applicant must present a series of documents related to his KYC, history of the property he wishes to buy, income, etc., depending on the category of the client (employee / self-employed / merchant / NRI). The required documents vary from bank to bank. Below are some lists …
Launching a startup is the first step for many budding entrepreneurs. Indeed, most of us would love to launch a startup. Unfortunately, there’s a major stumbling block. And that’s money- or rather- seed money or initial investments to launch the startup venture and ensure it withstands the test of time and market conditions. Nowadays, there’re …
A certain sum of amount which the borrower deposits initially, to either the bank or a non-banking finance company from whom they are trying to obtain a home loan is called as the Margin money. Lenders treat the contribution of The margin money for a home loan from a borrower is accepted as a sign …
Everyone of us wants to have our own house where we not only love but also create memories for our life. This one asset give a sense of security to our family and which we pass on to our next generation.However, our next generation is free to use the property as their own way. It …
To buy a house and creating an asset is a big step for everyone. Again to b a surprise, searching for a house that fits within the budget is not short of a struggle. The next step after searching the right property is to choose the right loan and apply for a home loan for buying the …