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Nowadays when loans are available for everything that we need to fulfill our diverse needs and desires. But when we think about any loan… we first think about Equated Monthly Instalments ( EMI). Any loan or the amount borrowed has to be repaid over the time with some interest and a fee. Especially when it comes …
There are lots of real life situations when we need finance either for our business or our personal needs such as to send our kids abroad for higher education or a wedding of our child. The first thing that comes to our mind is “Where would I get the money from?” There are lots of …
It is an interesting irony with Home Loans. Till the time a person does not have a home loan, he aspires to take one as soon as possible in order to purchase a home. Once he has taken a home loan, the first priority in his life becomes to repay his home loan even though it …
Shopping for a mortgage loan can be really extremely tiring and demanding. Since there are thousands of mortgage lenders and hundreds of ways the lenders can tweak home loans to distort the real costs of the loan. You may be having the excitement of buying a new home or a car; it’s understandable that many …
Debt is an amount of money borrowed by one party from another, under the condition that it is to be paid back in a specified time lines, usually with interest. This is also knows as Loan. In today fast moving materialistic world we need money for everything, to fulfil our desires irrespective small or big. Every …
Post Demonetisation every bank was flooded with the liquidity, the first impact was a cut in the deposit rates followed by steep 80-90 basis point( one basis point or BP is one hundredth of a percentage point) cut in it Marginal cost of fund based lending rates(MCLR). That cut though does not means that …
The reference rate is a benchmark upon which interest rates for financial operations are set. On the basis of reference rates banks and financial institutions decided their lending rates for different financial products considering the credit worthiness of the customer. The reference rates differ for every bank and financial institution and is directly relative to the repo rate which …
To own a Home is a dream of every individual, all of us struggle day & night to achieve this dream of having our own house. To fulfil this dream we get a support from our Banks and Financial Institutions (FI) by way of Home Loans. Though it may seem all banks are eager to …