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Personal loans are like a sigh of relief in the times of need. After all it helps when you don’t have any money stacked in your savings, even when your friends or family are unable to help you. We are not left with any other option except than borrowing. Personal loan lends us money without …

It seems to be quite exciting when the Bank/ NBFC say that you loan amount has been granted and especially for Business Loan. Business loan seems to be a great option to expand an office space, buying new machinery, recruit more people or manage day to day expenses. Whether you opt for a traditional bank …

Moving into our own house is nothing less than a dream come true. Home loan is our life’s biggest financial commitment, a way to create a lifetime asset and a way to transform your dreams into reality without making a hole in your savings. Even if the margin of error while the repayment of loan …

Mode-of-Repayment-for-a-Loan

Repayment The act of paying back the borrowed money to the lender is known as Repayment. Repayment is usually done in the form of periodic payments and each payment goes in favor of principal plus interest. Default in the repayments of the loan during the tenure due to any reason can cause an adverse effect …

Conflict only adds tensions and anxiety. It is always better to find ways to discuss and an alternative that benefits all. Negotiation is a conversation between two people looking for a solution for both the parties. Negotiating or compromising is never about losing or winning or getting the upper hand over the other. It is …

In Financial Industry, a loan is about lending money from one entity to another entity. A loan is a debt provided by an organization or an individual at an interest rate. This is evidenced by agreed terms and conditions that specify the borrowed amount, interest rate and the repayment date. These days all the Banks/ …

A long time dream – an owned house. This dream can easily be fulfilled with the help of a Home Loan. A loan can be applied for various reasons depending on the personal needs of an individual. An applied loan amount may not be sufficient to buy the dream house. The loan amount completely depends …

Education is the base that works as a building block to create a strong structure for a complete and a successful life. A quality education is a right of every child. To get a quality education is really important for everyone. Nothing is compared to the successful career of the child. However, in India, the …

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