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If you are still waiting to buy a new home, now is a great time. Kotak Mahindra Bank and State Bank of India (SBI) cut mortgage rates effective March 1. The two banks cut interest rates by another 10 basis points (100 basis points = 1 percentage point). Kotak Mahindra Bank has cut mortgage rates …
Low-interest personal loans are the best way to meet your urgent financial needs. From financing your child’s wedding to booking a vacation with your partner, all your needs can be financed with a personal loan. However, it is important to obtain a loan with the most competitive interest rate. This will help you with easy …
The prepaid feature, like any other feature, has both advantages and disadvantages. However, when used correctly, it acts as an emergency fund and saves you money in times of cash flow crises. Let’s take a closer look at the pros and cons of this feature. Advantages of the prepaid credit card function- Instant Cash: The …
Buying a home is one of the most important financial decisions that most people make in their lives. Those who want to buy their own home prefer to opt for a mortgage, but taking out a mortgage is not as easy as I said. Many people do not know all the formalities associated with the …
The post office in India offers a variety of saving options to the citizens. These savings options are available with every local branch of the post office. A recurring deposit account is opened for a periodic deposit (monthly) of a certain amount for a specific time duration for the purpose of saving. Post office recurring …
A top up loan is a supplementary loan amount that you can avail on an existing loan, either for home loan, personal loan or loan against property. Your eligibility for a top up loan depends on whether you have made regular loan payments on your existing loans. You may apply for a top-up home loan …
With the bank rates for saving accounts and Fixed deposits dropping down, people have started looking for other avenues to save money and get better returns. Corporate Fixed Deposits are comparatively riskier than bank Fixed deposits as default risk is high in these FDs. If you want to go in for for corporate FDs, it …
Vikram had a sudden requirement of money for his father’s hospitalization dues. He already had a home loan and a car loan to meet. In desperation he talked to his friend who advised him to enquire for taking a small loan against his PPF. Yes it is possible to take a loan against your PPF …