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Coronavirus cases are on the rise with no relief in sight, as India is expected to have the highest number of cases in the world. With a vaccine still in development, people are considering health insurance plans to meet their immediate financial needs if they test positive for the coronavirus and require hospitalization. Therefore, health …
It is estimated that more than 70% of the two-wheelers on the road are uninsured. This is mainly because people do not know the benefits of bicycle insurance or forget to renew them in a timely manner. Whatever the reason, if you get caught driving on Indian roads without proper bicycle insurance, you will be …
The insured declared value (IDV) is the maximum insured sum determined by the insurer that is provided in the event of theft or total loss of the vehicle. Basically, IDV is the current market value of the vehicle. If the vehicle is totaled, IDV is the compensation that the insurer pays to the insured. The …
Traditional critical medical insurance or the dreaded medical insurance is an insurance product in which the insurance company pays the insured a lump sum in cash if they are diagnosed with a critical illness or undergo one of the surgeries covered by the medical insurance. Politics. Typical critical illness insurance can include cancer, organ transplants, …
Since the coronavirus changed its status from epidemic to pandemic, the 21st century has been divided into three timelines: the years before COVID, COVID, and after COVID. Right now you are on the COVID timeline where cases are increasing day by day. Although the initial lockdown slowed the spread of the virus, the numbers have …
One of the few reasons that employees don’t buy individual health insurance is to have their employer’s health insurance plan. While such coverage is really helpful, you could suffer a brutal blow if, during a medical emergency, you discover that your employer’s health insurance is insufficient. It is important to understand the pros and cons …
When it comes to long-term car insurance for two-wheelers, it can be extremely difficult to remember to renew the policy year after year. Since driving a vehicle without liability insurance is illegal, a policy that has expired for even one day can create a number of complications. A simple and practical solution to this problem …
Every owner of a two-wheelerWhat happens if the two-wheel insurance expires? Two-wheeler insurance expires if the premium for the policy extension is not paid on time. After that, a 90-day break-in period goes into effect. During this time, the plan can be restored before it ends. There are no active policy benefits during this break-in …