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The Micro, Small, and Medium Enterprises (MSME) sector is considered the backbone of the Indian economy. It contributes around 30% of India’s GDP and provides employment to millions of people. However, MSMEs face several challenges, including access to finance, which limits their growth potential. To address this issue, the government has introduced various schemes to …
Making financial plans can be a daunting task, especially when it comes to long-term goals such as buying a home. However, with the help of a home loan EMI calculator, financial planning can be made easier and more efficient. What is a Home Loan EMI Calculator? A home loan EMI (Equated Monthly Installment) calculator is …
“Portfolio diversification” as a concept sounds a lot like Soan Papdi to the investment community. It is transmitted from one person to another but is almost never consumed by anyone. The reason is not that people do not understand its meaning; on the contrary, they do not know the exact calculations behind it. Diversification means …
The lack of proper financial education creates fertile ground for the proliferation and acceptance of financial myths. Although the prevalence of these myths or misconceptions prevents many consumers from making optimal financial decisions, falling for some of them can have long-term negative consequences for your financial health. Here are some of the top money myths …
Whether you use credit and debit cards for your everyday transactions or invest in the national pension system and mutual funds, several key changes will take place in October that will affect your piggy bank. Card Tokenization The Reserve Bank of India (RBI) tokenization rule for credit and debit cards comes into effect on October …
Where there is a will, there is a way. Today, people do not want to leave their homes to earn money. Although there have been remedies before, it is only now that more and more people prefer these remedies “on or with” to traditional remedies. From my observation, the top 6 ways people in India …
The Department of Personnel and Training (DoPT) has clarified the implementation of the second sentence (or sentences) on defendants on duty during the term of the first sentence. In a memorandum (O.M.) dated October 28, 2022, the DoPT stated that behavior authorities must clearly indicate in the sentencing order whether the two sentences (or multiple …
This holiday season, don’t be surprised if your trusted jeweler offers you an app link to buy digital gold instead of gold coins. Previously, only government-accredited gold refiners such as MMTC-Pamp, Augmont, and SafeGold offered digital gold through links with financial services firms and jewelry brands. Now, some jewelers have released their own versions of …