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Everything you want to know about Employees Provident Fund- (A)

Employee Provident Fund as the name suggests is an account under which a saving contribution is made for a salaried employee on a monthly basis. The said saving amount is deducted from the salary of the employee and is either a fixed amount of Rs. 1800% or 12% of the basic salary. Employee Provident Fund …

ALL YOU WANTED TO KNOW ABOUT KOTAK MAHINDRA SAVINGS ACCOUNT-(A) (1)

Kotak Mahindra Bank offers its customers a variety of savings account options to meet their individual needs. From premium savings accounts to simple or regular accounts, online savings accounts to offline accounts, children’s accounts to seniors’ accounts, the possibilities are endless. In addition, the interest rate offered on the savings account of Kotak Mahindra Bank …

A BRIEF ON AXIS BANK SAVINGS ACCOUNT-(A)

Axis Bank offers different savings accounts to meet everyone’s banking needs. With a range of accounts, from regular savings accounts to premium accounts, online savings accounts to offline accounts, the bank ensures that every type of client is covered. Axis Bank’s minimum balance requirements differ from one type of savings account to one type of …

Unleash the benefits of Saving Schemes-(A)

PART 1. Public Provident Fund PPF or public provident fund is a long-term investment plan offered to an individual for the purpose of savings related to retirement, education, and marriage of children, illness, etc. It is a government scheme for all individuals offered by mostly all Public and Private sector banks. Unlike mutual funds and …

Everything you need to know about IFSC Code & MICR Code- (11)

IFSC Code Meaning IFSC code is an eleven-digit alphanumerical number used for online fund transfer through Banks. Generally, the first four digits of the IFSC code are alphabetical representing the name of the Bank, the fifth digit is 0 and the last six digits represent the branch of the Bank identified with a number. The …

What are personal loan and modrate for personal loan approval - (A)

A personal loan is an unsecured loan wherein no commodity is mortgaged to the bank as security. These loans are granted for a variety of purposes such as holidays, education, wedding, medical emergency, etc. The interest rates for personal loans are comparatively higher in comparison to any other loans. The interest rate for a personal …

HOW TO CALCULATE CIBIL SCORE - (A)

CIBIL score is the credit score of a person or legal entity In India. It means the capability and creditworthiness of the individual or company based on their past track records. It is referred to by Banks and Financial Institutions to determine the risk involved in granting a loan or credit card to any individual …

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