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The claims settlement rate is a very essential part of an insurance company. This ratio provides information on the number of claims paid and the total number of claims received by the insurance company. This index is a measure to evaluate the reliability of an insurance company in the resolution of claims. It is calculated …
When you have an insurance policy, you may wonder how companies calculate your insurance premiums. You pay insurance premiums for policies that cover your health, including your car, home, life, and other valuables. The amount you pay will depend on your age, the type of coverage you want, the amount of coverage you need, your …
The word “bonus” sounds very positive. However, it is questionable whether these three words – no, right, and bonus – together have a similar impact. The skepticism could be due to the presence of “no” and “complaints”. But there is nothing to worry about. No Claim Bonus (NCB) on health insurance simply means a bonus …
It is estimated that more than 70% of the two-wheelers on the road are uninsured. This is mainly because people do not know the benefits of bicycle insurance or forget to renew them in a timely manner. Whatever the reason, if you get caught driving on Indian roads without proper bicycle insurance, you will be …
Since the coronavirus changed its status from epidemic to pandemic, the 21st century has been divided into three timelines: the years before COVID, COVID, and after COVID. Right now you are on the COVID timeline where cases are increasing day by day. Although the initial lockdown slowed the spread of the virus, the numbers have …
One of the few reasons that employees don’t buy individual health insurance is to have their employer’s health insurance plan. While such coverage is really helpful, you could suffer a brutal blow if, during a medical emergency, you discover that your employer’s health insurance is insufficient. It is important to understand the pros and cons …
When it comes to long-term car insurance for two-wheelers, it can be extremely difficult to remember to renew the policy year after year. Since driving a vehicle without liability insurance is illegal, a policy that has expired for even one day can create a number of complications. A simple and practical solution to this problem …
Every owner of a two-wheelerWhat happens if the two-wheel insurance expires? Two-wheeler insurance expires if the premium for the policy extension is not paid on time. After that, a 90-day break-in period goes into effect. During this time, the plan can be restored before it ends. There are no active policy benefits during this break-in …