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Credit score is a key feature that helps to decide the eligibility of loan amount and interest rates while borrowing for any kind of a loan. It is a misconception that credit score is only required for salaried professionals because of their limited income source. It is to note that credit score is equally important …

Where ever you go or whatever you do,documents play an important role in your life. We now a days try to maintain all kind of documents related to banks, properties, schools, offices etc. Similarly, the documentation for the home loan procedure has always been a nightmare for many home loan applicants. The vast documentation is …

People borrow a loan for their requirements and sometimes even if they don’t require then also they borrow to save their own funds. Hence, the borrowing amount and the borrowers are not same. Every individual, every business is unique, so is every loan application and the requirements. There are many factors and variables that  influence …

It takes time and proper guidance to understand the complete process of home loan. The application and sanctioning of a home loan is not a one-step process. It is a lengthy process and takes time to get the sanction letter. The complete home loan application and sanction process has to go through various stages and …

Turnover means how much you earn throughout the year. These earnings are not calculated only on the basis of money but also on the other assets of the business. Other than the building, equipment and the fixtures installed in the premises there are certain other assets that a business owns and must be disposed or …

With so much of confusions about the ups and downs in the market interest rates, competitions, terms and conditions and too much of glossary of financial market. Every Bank/ NBFC and other financial institutions have some or the other way to acquire or retain the customers. Borrowing a loan is a hazardous task that comes …

Today, finding capital for the proper growth of the business is a biggest challenge. Banks/ NBFC’s and other financial institutions are coming up with advanced technology to meet the needs of acquiring funds for the business owners. The decision to borrow funds for your business and to choose the right lender is an important decision. …

With the current fluctuation and competitive market all the Banks/ NBFC’s try to acquire and retain new and existing customers with the best available market interest rates. After borrowing and successfully running a home loan for few years, we at times look for better alternatives to reduce the EMI or interest rates or other terms …

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